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Health Insurance Plan Name Institution Health Insurance Act John Quincy finds himself in a position where he is unable to pay for Michael's, his kid, heart transplant. Due to his reduction to part-time status, he no longer enjoys full-time employees' coverage. Nevertheless, the federal law provides platforms which can be exploited by the US citizens to manage their healthcare. Instead of holding the hospital hostage, John should have tried options such COBRA continuation of coverage and various public health care programs for the son as discussed in this paper. The essay also looks into the uninsured and their access to care in the emergency departments. Continuation of Coverage John Quincy should have enrolled for COBRA continuation of coverage. The Consolidated Omnibus Budget Reconciliation Act, known as the COBRA, call for the employers sponsoring group health plans to provide employees and their families with an option for an interim extension of health insurance at group rates in the event of sudden termination of their coverage (Mamorsky, 2017). John's job loss will pass for a qualifying event. Therefore, if I were in his situation, I would present my application to the Participating Agency within the time limit as stipulated by the law. If successful, the coverage could run for up to a maximum of 18 months provided I am not legible for any other public health program, Medicare for example. Entitlement to public health programs such as Medicaid amounts to the immediate termination of the COBRA coverage termination. The 18 months grace period would be used for application for health care programs such as Medicaid. Similarly, John could use the period to
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