Category Essay Samples and Topic Ideas

category of subprime borrowers are considered to be those with a score of less than 600. Further, in most cases, the loans are first given at a teaser rate which usually reset after two years at an increased rate. This process is referred to as the Adjust Rate Loans (ARM). Once they are reset, the consumer has restricted options and in case he or she in unable to settle the newly adjusted rates, he or she could face foreclosure. Other than the inability to pay the loan, the higher rates may be given as a result of lack of documentation as well as reducing the standards of credit by the banks (Doms, Et.al, 2007). The risks associated with subprime loans are evident. First, there is a possibility of...

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category/achievers/exploring-indra-nooyis-5-cs-success Holtclaw, E. (2012, June 21). Power of Consistency: 5 Rules. Retrievedfrom Inc.com Website: http://www.inc.com/eric-v-holtzclaw/consistency-power-success-rules.html Reddy, K. (2015, July 9). Why Confidence is Important for a Leader? 18 Best Reasons. Retrieved from comtent.wisestep.com: http://content.wisestep.com/why-confidence-is-important-for-a-leader-best-reasons/ Schaefer Steve.(2016). The World`s 100 Most Powerful Women. Retrieved from the Forbes Website....

category. C3 crops are best abundant to cool wet environments because of their inability to counter photorespiration and consequent higher water requirements. C4 plants In the C4 category of plants, photorespiration effect is reduced through separation of the Calvin cycle and the light-dependent reactions. About 3% of all vascular plants which include sugarcane, crabgrass and corn are C4 plants. C4 plants do well in hotter sunny environments rather than cooler conditions. This is because the benefit of reduced photorespiration is mostly realized in hotter conditions. Under hot conditions, the ATP cost of moving CO2 from the mesophyll cell to the bundle sheath cell is high. The water consumption of...

category of 1:1 or 3:1. On the other hand, at the downstream sections, a straight, hyperbolic or parabolic transitions (France 59) may also be factored in together with splays that have a range of values of 3:1 to 5:1 as shown in the below figure 9. Dimensions must put be to test for model studies so as to reach the final estimates. Likewise, the wing walls need to be kept vertically upwards till to the conclusion of the impervious floor above which they need flaring from the vertical and exact slope of the section of the canal. Figure 9: Upstream inlet transitions Arrangements for surface flow conditions for the structures and energy dissipation For the cases of head regulators situated on...

category of children is from age 4-9 years. This target market is already school going, and therefore they can use this device to communicate with their parents when they are in school. They can also communicate well with their friends after they go home or during weekends. This category of children knows how to operate the tablet and others and therefore they can play games comfortably and enjoy music and other interesting things that are available in this product (Nelson, 2013). The new product will be known as KidSmart tablet. This product will be unique in that it will have features that are suited for children. The tablet will have a plastic cover that will be hard to break. The purpose of...

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category he was able to come up with a resourceful and manageable crew that is easy to manage. Shackleton, as a leader was in haste to make change. This made him to him to do anything within his power to achieve his dreams and expectations. Even though he was self-confident, he was pushing things beyond the required limits; - take for instance, after his expedition to the south pole, he still wanted to lead another expedition without considering the source of funds and the means in which he will be using to travel across the Antarctic. He did not factor in the nature of the risk involved since all he wanted to do was to reach there. As a leader, one should anticipate the risk involved in a journey...

category of individuals who are required to be given accommodation immediately they report homelessness. Such individuals are provided with the services they need before they even go through the tests aforementioned. Some of the individuals who may be given accommodation based on this description include children, pregnant women, vulnerable persons (old or mentally challenged), persons facing domestic violence, and those faced by emergencies. Non-Statutory HomelessnessThis refers to instances where the individual in question faces a situation whereby the individual does not qualify for statutory homelessness. This is mostly because the individual in question lacks any local connections to the local...

category of logistic family. H & M management has in consideration some concerns that ensure that its products and services satisfy their customer needs (Tokar, 2010). For instance, physical parameters are vital in the evaluation of inventory systems. Some of these are stocking capacity, method of selection, the efficiency of utilization, volumetric use efficiency, the capability and the availability of mode of transport. Meanwhile, monetary metrics such as the expenses met in the acquisition of space for operation, the cost of construction, the cost of handling and labor costs are also part of the logistic transportation involved in realizing the set target of the company. On the same note,...