The Apple Pay application
Introduction
Apple Pay, one of the most popular applications for money transfers to family and friends, the Apple Pay application is a mobile payment service developed by Apple, who created a beta model of Apple Pay Cash, with the purpose that customersFrom iPhone they have the possibility of sending money to other users, through text messaging, duly authorized by the fingerprint.
Developing
About Apple Cash
Through this payment system, established as part of iOS 11.2, users can send money to other Apple customers, through the application of predetermined messages on Apple phones.
One of the multiple advantages of this application is that another does not have to be able to send funds to the other iPhone customers. Now these can be sent money between them in an expedited and simple way, from the credit or debit card, and will be deposited in the beneficiary’s Apple Pay Cash account, a debit digital card.
Now, it is not necessary for the customer.
One of the weak points of Apple Pay Cash, is that apart from that it is only compatible with iOS and, therefore, it does not admit its use with users who have Android, it is only available for customers in the United States, the person must have eighteenYears onwards, and your iPhone phone must be compatible for iOS 11.two.
You must also be available for your Apple ID account. In case, that the receiver does not have an iOS device or does not comply with the aforementioned, a message will be sent to him that he will not be able to receive money with Apple Pay.
Apple Pay Cash services
This payment system serves as a complement to other services such as Apple Pay to make transfers both in the App Store, and in retail stores that admit the mobile payment option.
As a point in favor of Apple Pay Cash, it is very complemented with iOS, and if the user has Apple Pay configured with a debit or credit card, it has the possibility of transferring funds quickly and easily by text messaging. You must point out the amount you want and send the message to authorize it with the fingerprint.
The money shipping service is made by the application of iphone text messages, Apple Watch, or any other eterel that has that system.
Similarly, you can send the money to the bank, or deposit it in the Apple Pay Cash account to make Apple Pay purchases.
Commission
In case, that the user will transfer to a debit card, instead of the bank account, which takes between one or two business days, 1% commission will be charged.
Requirements
Among the requirements that must be met for due use of Apple Pay Cash, the following can be mentioned:
Have at least one or higher iPhone with a recognition system on the two phones. Both users must have the latest iOS version, have their residence in the United States, have the Apple ID account enabled, have a credit or debit card added to the Wallet application for use with Apple Pay.
If the user wants to install iOS 11.2, you must subscribe to the Beta program on the Apple website.
Money sending in a simple and fast way
If the user makes a money transfer, the beneficiary should only click on the message that comes out, as a money acceptance. In this case, the funds go directly to Apple’s purse or the other person’s Apple Waller.
Likewise, the sending of money can be transferred through debit card, credit or Apple, whose cards are prepaid very similar to the gift cards that are in Netflix, Amazon, or any other online store. Finally, the transferred money will be deposited in the other person’s Apple wallet.
The money shipping service is free, however, if a credit card is used, a tax will be paid. The money that is saved in the application can be allocated to make purchases in the Apple store, or transfer it directly to the bank account.
Apple Pay Cash configuration
In case of wanting to configure Apple Pay Cash, you must open the Wallet application and select Apple Pay cash at the top. Then you should click Configure Apple Pay Cash. Press Continue. You must accept the terms and conditions by choosing Agree. Then, the system will request the linking of a debit card with Apple Pay Cash, which is not mandatory, however, it will be requested in case you want to add money to your Apple Pay Cash balance, unless other users send you fundsThrough Apple Pay Cash.
While the configuration process is consolidated, the verification of your identity will probably be requested, being able to make a combination of data, such as the date of birth, address of your residence, or even a photo of the driver’s license.
Completed this step, Apple Pay Cash will indicate that you have successfully finished the configuration, being able to use it immediately if you want to send money to other customers, in which case you must proceed to open the messages, select a conversation of the user you wantMake the transfer.
conclusion
Then, you must play the Apple Pay Cash Issssage application at the bottom. For this, the receiver must dispose of an iOS device, otherwise, does not meet the requirements required for it, and will receive a message saying that you cannot receive payments with Apple Pay. In case, that you can accept pays from Apple Pay Cash, an amount amount will appear that can modify with the buttons (+) and (o) using the keyboard to indicate a personalized amount. When everything is ready to send the funds, you must press pay.
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